Worried That Your Financial Strategy is MISSING SOMETHING?
We Can Help With That…
Need Help Creating a Money Plan You Feel Good About?
We Might Be Able to Help With That
Most people believe that all money spends better with a written and up to date plan. A big concern is making sure they enjoy their money without the fear of running out. Sadly, most people have never seen a written income distribution plan.
We’re here to help. We’ve created thousands of financial plans for retirees making the transition into retirement. We call it our Money Master Plan™.
During Your No Cost Session You’ll Learn:
- Three ways you could potentially reduce your fees and the risk you take (not a product). In fact, these are things you can even do on your own, without us!
- How to determine how much income you’ll need in retirement
- How to identify tax-planning opportunities, so you save money
- How organizing, testing and tracking your money plan puts you in a better position to spend your money more efficiently — and make simple decisions over the years, not stressful ones
- How to claim your Social Security benefit to create maximum benefit on your other retirement savings
- And Much More!
Money Master Plan™ Process
When you meet with Nick & his team, here’s what happens: It will be an easy conversation, where we learn about you and your major questions. We then share our strategies, which allows you to see the full picture and process. No surprises.
Income Distribution Plan
Help ensure your expenses can be paid month to month with reliability for the rest of your life. Typically includes: Income and expense analysis, Social Security optimization, inflation planning, spousal-continuation planning.
We create a rules based investment plan, driven by a formula, that uses smart risk re-balancing: IRA/401(k) planning, fiduciary model, risk management plan, daily portfolio monitoring, institutional money management.
Tax Optimization Plan
Tax-optimization strategies, Roth conversion analysis, charitable giving, required minimum distribution plan analysis, account withdrawal order analysis.
Health Care Plan
We will create a plan designed to help you protect yourself against rising healthcare costs: Budgeting for Medicare part B & D, Analyzing options for a long-term care plan.
By working collaboratively with a qualified Estate Planning Attorney, our goal will be to help you: maximize your estate and income tax planning opportunities, ensure assets are distributed to your beneficiaries with minimal probate costs, prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death.
Nicolas Davis, ChFC® RICP®
Nick works with families focusing on creating integrated retirement income and wealth management plans. He believes that all money spends better with a written and tracked plan.
Alongside his team of professionals, Nick takes a big picture approach with families and assist them in achieving their financial goals. He thoroughly educates his clients about the advantages and disadvantages of their financial decisions and helps them create and execute financial, tax, and estate plans that can guide them throughout retirement.
Nick sits on the advisory board of an investment portfolio that was awarded the Inc. 500 top 10 fastest growing small business in 2016 and 2017 where he provides insight for the future development of improving the financial advisory experience for retirees.
His media show, Retire with Clarity, has been heard on the radio and via podcast. His articles have appeared on CNN Money and Forbes.com and he is a sought-after speaker on the topic of retirement income planning. He lives in Texas with his wife and four children.
You’ve Worked Hard to Enjoy Your Retirement…
Let Us Help Make Sure You Do
Copyright 2018 | Stonebridge Financial Group | All Rights Reserved
Investment Advisory Services offered through Stonebridge Advisory Group, LLC, (SAG) a Registered Investment Advisor. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
Securities and investment advisory services can only be solicited in the states where a financial professional is licensed and registered to do business in. Please inquire as to which states the financial professional is licensed and registered in before engaging in a business relationship.
Stonebridge Financial Group is an independent financial services firm that creates retirement strategies using a variety of investment and insurance products. Neither the firm nor its representatives may give tax or legal advice. Stonebridge Financial Group is not affiliated with the US government or any governmental agency. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.